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sits idle in U.S. savings accounts, earning under 1% while inflation erodes purchasing power every year.
Deposit and get 80% in your wallet, ready to spend immediately. Your full deposit earns ~12% APY, compounding daily, through our yield infrastructure partner, Wise. That yield auto-repays your advance over time. When it's done, your full principal is returned. Your deposit is never lent out, and the unencumbered deposit is what is insured.
80% of your deposit is spendable on day one, straight from your wallet.
Yield auto-repays the advance. No monthly payments. No interest charges.
When the advance is fully repaid, your entire deposit comes back to you.
Coverage through Evertas spans custody, contracts, and company. Because your deposit is never lent out, the unencumbered deposit is what is insured.
Every dollar you deposit is yours to reclaim. The advance repays itself; you keep the principal.
Built for anyone, not just experts. Simple UX that abstracts away all complexity.
2–5 year locks create sustainable, predictable yield. No mercenary capital chasing APY spikes.
idle in U.S. savings accounts alone
Mainstream users seeking better returns with real safety nets and insurance coverage.
Corporate treasury and institutional yield management solutions.
White-label for fintechs, HR platforms, and IRA providers.
Unit economics scale linearly with TVL growth
Wise marks used under mutual brand terms in the signed LOI with WISEsoft LLC, dba Wise Token.
Payment rails and yield infrastructure. Relationships across the full tech stack. StellaSwap, ~$140M peak TVL. 14+ years across blockchain infrastructure.
Full-stack engineering and smart contract development. 30+ years of GTM solutions including debit card issuance. Core code contributor to Morpheus.
Investor inquiry, partnership, press. We read every message.